Legal Disclaimer - Magnify Background Check Services

IMPORTANT: PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE USING MAGNIFY'S SERVICES

Fair Credit Reporting Act (FCRA) Compliance

Magnify is NOT a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. The information provided by Magnify does NOT constitute a "consumer report" as defined by the FCRA and should not be used to determine an individual's eligibility for:

  • Employment

  • Credit

  • Insurance

  • Housing/rental applications

  • Government benefits

  • Any other purpose covered under the FCRA

Prohibited Uses

You may NOT use information obtained from Magnify for:

  • Employment screening or hiring decisions

  • Tenant screening or rental applications

  • Credit decisions or loan applications

  • Insurance underwriting

  • Eligibility for government licenses, benefits, or services

  • Any decision that could adversely affect an individual's rights or opportunities

Permitted Uses

Information fromIfy may only be used for:

  • Locating old friends, classmates, or relatives

  • Verifying identity for personal safety when meeting someone

  • General background research for personal, non-commercial purposes

  • Genealogical research

  • Academic or journalistic research (subject to applicable laws)

Data Accuracy and Limitations

NO WARRANTY OF ACCURACY: Magnify makes no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any information provided. Information may be:

  • Outdated, incomplete, or inaccurate

  • Based on public records that contain errors

  • Misattributed to the wrong individual

  • Subject to identity confusion with individuals sharing similar names

VERIFICATION REQUIRED: Users must independently verify all information before taking any action based on the results.

Legal Compliance

State Law Compliance

Users are responsible for compliance with all applicable federal, state, and local laws, including but not limited to state consumer protection laws and privacy regulations.

International Users

International users must comply with their local data protection and privacy laws, including but not limited to GDPR, when applicable.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW:

  1. NO LIABILITY: Magnify shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

  2. MAXIMUM LIABILITY: Our total liability shall not exceed the amount paid by you for the specific service that gave rise to the claim.

  3. NO CONSEQUENTIAL DAMAGES: We are not liable for any business losses, lost profits, lost data, or other consequential damages.

Indemnification

You agree to indemnify, defend, and hold harmless Magnify, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from:

  • Your misuse of our services

  • Your violation of this disclaimer or our terms of service

  • Your violation of any applicable laws or regulations

  • Any action taken based on information obtained through our services

Age Restrictions

Our services are not intended for use by individuals under 18 years of age. By using our services, you represent that you are at least 18 years old.

Removal Requests

Individuals may request removal of their personal information by contacting us through our designated privacy contact methods. We will process such requests in accordance with applicable law.

Changes to This Disclaimer

Magnify reserves the right to modify this disclaimer at any time. Changes will be effective immediately upon posting. Your continued use of our services constitutes acceptance of any modifications.

Contact Information

For questions regarding this disclaimer or our services, please contact:

Magnify Legal Department 

Acknowledgment

BY USING MAGNIFY'S SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS DISCLAIMER AND ALL TERMS AND CONDITIONS OF USE.

This disclaimer was last updated: August 5, 2025

REMEMBER: This service is for informational purposes only and should never be used for employment, credit, housing, or other FCRA-covered decisions.